9 Best Student Travel Credit Cards of This Month
Student travel credit cards are a great way to earn rewards on your next adventure. Get discounts and perks with the cards we have listed here.

Student Travel Credit Cards provide a great way for college students to get rewards and benefits all while traveling and experiencing the world. They also provide helpful features like enhanced security, access to exclusive travel discounts, and cash back bonuses.
We have reviewed the 9 best student travel credit cards so you can compare and make an informed decision on which one fits your needs.
Best Student Travel Credit Cards
When it comes to specialized student travel cards, there are multiple choices to consider. There are other cards too that have good travel rewards like the Discover it student cards and the Quicksilver Cash Rewards card by CapitalOne. We have compiled a list containing the best of both categories.
The following are the best student cards for travel.
Lender | Scholaroo rating | APR Rates % | Minimum Credit Score |
---|---|---|---|
![]() Bank of America® Travel Rewards Best Travel Card for Students Visit website | 17.74-27.74 | 670 | |
![]() Bank of America® Customized Cash Rewards Good for Customization Visit website | 17.74-27.74 | 750 | |
![]() Discover it® Miles Good Year End Miles Match Visit website | 16.74-27.74 | 670 | |
![]() Delta SkyMiles® Blue Best Choice For Frequent Flyers Visit website | 20.49-29.49 | 670 | |
![]() Chase Sapphire Preferred® Easy Points on Travel & Dining Visit website | 20.49-27.49 | 690 | |
![]() Capital One® VentureOne Rewards Easy to Redeem All Points Visit website | 19.74-29.74 | 700 | |
![]() Discover it® Student Chrome Best For No or Low Credit Visit website | 17.74-26.74 | Not Required | |
![]() Discover it® Student Cash Back Great for Cash Rewards Visit website | 17.74-26.74 | Not Required | |
![]() Capital One Quicksilver Student Cash Rewards Easy Application & Approval Visit website | 19.74-29.74 | 640 |

Bank of America® Travel Rewards
Best Travel Card for Students

Bank of America® Customized Cash Rewards
Good for Customization

Discover it® Miles
Good Year End Miles Match

Delta SkyMiles® Blue
Best Choice For Frequent Flyers

Chase Sapphire Preferred®
Easy Points on Travel & Dining

Capital One® VentureOne Rewards
Easy to Redeem All Points

Discover it® Student Chrome
Best For No or Low Credit

Discover it® Student Cash Back
Great for Cash Rewards

Capital One Quicksilver Student Cash Rewards
Easy Application & Approval
#1 Bank of America® Travel Rewards
One student credit card that is packed with great features is the Bank of America Travel Rewards Credit Card. It has no annual fee and a generous rewards program, this card is designed to make it easier for student travelers to manage their finances and save money.
- With no annual fee, students can maximize their savings and travel with ease.
- The card has a good rewards program. You are able to earn 1.5 points for every $1 spent on purchases and double points on eligible travel-related purchases. The points earned can be redeemed for cash back, gift cards, merchandise, and travel purchases.
- You are always protected from unauthorized charges with the card’s zero liability protection feature.
- They have 24/7 customer service, lost or stolen card replacement, car rental discounts, and access to exclusive offers and experiences.
- You can customize payments with flexible payment options. This way you can make payments on your own schedule.
All these features make the Bank of America Travel Rewards a great choice for students and travelers, you can save money and enjoy new experiences.
#2 Bank of America® Customized Cash Rewards
The Bank of America Customized Cash rewards lets you choose the reward category you like. And if you are a frequent traveler you can choose travel as your category to earn perks and rewards.
- With this card you can get up to 2% cashback on purchases, with 1% on all other purchases and an additional 1% when you pay at least the minimum balance due each month.
- There is no annual fee helping you save additional costs.
- You have complete liability and fraud protection
- You can choose flexible payment options and manage your finances efficiently.
- You are offered travel experiences, car rental discounts, and 24/7 customer service.
These two cards are a great option for student travelers looking to save money and maximize their rewards. But if you are looking for student credit cards that have other benefits and features apart from travel we have reviewed the 3 student credit cards that you can use for travel along with daily purchases.
#3 Discover it® Miles
When you are a frequent traveler and have a good credit score you should explore the Discover it® Miles credit card. This is designed to make travel easier and more affordable. It has no annual fee and no foreign transaction fees and upto 3% cash back. Here are its key features:
- Up to 3% Cashback: You can get up to 3% cashback on all purchases and redeem these rewards for airfare, hotels, rental cars, and more.
- Year-End Miles Match: This card will match all of the miles you’ve earned at the end of your first year automatically.
- Extended Warranty: You can avail one additional year of warranty coverage for eligible items purchased with the card.
- Purchase Protection: You get comprehensive protection from damage or theft on eligible items purchased with the card for up to 90 days from purchase.
- Return Protection: You can receive up to $500 per item and a maximum of $1,000 per calendar year for eligible purchases made with the card that retailers won’t accept as returns.
- Mobile App: You can easily track your spending with the mobile app and manage your account from anywhere.
#4 Delta SkyMiles® Blue
For frequent flyers wanting to earn maximum benefits, The Delta SkyMiles® Blue American Express Card is a perfect choice. With this card, you can earn 2 miles per dollar spent on all eligible purchases at restaurants worldwide, rideshare services, and U.S. supermarkets. It has many benefits including:
- Earn 2 Miles Per Dollar Spent: With this card, you get 2 miles per dollar spent on all eligible purchases at restaurants throughout the world, rideshare services, and US supermarkets.
- 1 Mile Per Dollar Spent: You also earn 1 mile per dollar on all other eligible purchases.
20,000 Miles Bonus: You can get a bonus of 20,000 miles when you spend $1,000 in the first three months of having your card. - Miles Don’t Expire: The miles on this card do not expire as long as your card is open.
Exclusive Benefits and Discounts: You can enjoy exclusive benefits, discounts, and offers from Delta SkyMiles® partners.
#5 Chase Sapphire Preferred®
A popular choice amongst travelers is the Chase Sapphire Preferred® Credit Card. This card provides you 2X points on dining and travel and 1 point per dollar on all other purchases. Here are some of its key features:
- 2X Points on Dining and Travel: You can get 2X points on dining and travel, so you can rack up points quickly.
- 1 Point Per Dollar Spent: You will earn 1 point per dollar on all other eligible purchases.
- No Foreign Transaction Fees: There are no foreign transaction fees
- 25% More Value: You can get 25% more value when you redeem your points for travel through Chase Ultimate Rewards.
- Discounts: You will enjoy exclusive benefits, discounts, and offers from Chase Sapphire Preferred® partners.
#6 Capital One VentureOne Rewards
Another great card for rewards is the Capital One VentureOne Rewards credit card. If you have good credit and can qualify, it offers 1.25 miles per dollar spent on all purchases, and you can redeem your miles for travel, gift cards, and more. Here are the key features of this card:
- 1.25 Miles per Dollar Spent: You can earn 1.25 miles per dollar spent on all purchases, allowing you to rack up rewards quickly.
- Redeemable Rewards: It is easy to redeem your miles for travel, gift cards, and more.
- No Annual Fee and No Foreign Transaction Fees: There are no foreign transaction or annual fees on this card, so you can use it abroad without worry of being charged extra
- Intro APR on Balance Transfers: You get 0% intro APR on balance transfers within the first 12 months
- Mobile App: Their mobile app is easy to use and you can track your spending and manage your account from anywhere with the app.
With the above featured credit cards, frequent travelers who have good credit scores can easily earn many benefits making their adventures more enjoyable & affordable.
#7 Discover it® Student chrome
If you are looking for a more student-focused card that can be used abroad then Discover it® Student Chrome is one to consider. It offers 1% cash back and many other great features listed below:
- Cashback Match™: Students who use their card responsibly can qualify for a 25%-50% bonus when they redeem Cashback Match™ on eligible purchases.
- 1% Cash Back on All Purchases: You can earn cash back on all purchases made with the card.
- No Late Fees On Your First Late Payment: They don’t charge a late fee for the first late payment giving you a chance to manage your account properly.
- Other features include 24/7 customer service, fraud protection, and mobile and online account management.
#8 Discover it® Student Cash Back
Discover it® Student Cash Back is a great choice for college students looking for rewards. The categories of rewards change every quarter giving you more benefits on your purchases nationally and internationally. Read below for detailed features:
- Cashback Match™: This card also provides you a bonus of 25-50% on qualifying purchases.
- 5% Cash Back on All Purchases: You can earn 5% cash back on all purchases made with the card up to a maximum of $1,500 per quarter.
- No Penalty on First Late Payment: No penalty is charged on first late payment
- They also have other features like fraud protection, 24/7 customer service, and online account management.
#9 Capital One Quicksilver Student Cash Rewards
If you have a low credit score and are looking for a credit card with good rewards then the Capital One Quicksilver Student Cash Rewards is just right for you. This credit card offers a generous cash back rate – 1.5% on all purchases – plus a one-time $100 cash bonus after spending $500 in the first 3 months. Read on for detailed features below:
- Cash Back: The Quicksilver Student Cash Rewards gives you a 1.5% cash back on all purchases, making it a great way to save money while you spend.
- Sign-up Bonus: You can get a one-time $100 cash bonus after spending $500 in the first 3 months of account opening.
- 0% Introductory APR: You can get a 0% Intro APR on purchases for the first 9 months of card membership
- CreditWise: You have access to Capital One CreditWise, which is a free service allowing you to monitor your credit score and get personalized tips based on your current financial situation.
What is a Travel Card?
Travel credit cards offer various travel-related benefits. They are designed to help make traveling convenient and affordable. A few of the benefits these cards offer include travel protections, hotel discounts, car rental discounts, travel accident insurance, airport lounge access, complimentary concierge service, flying miles and credits, etc.
Travel credit cards do come with a lot of pros, however, there are a few cons attached too. Following are the pros and cons of these cards.
Pros
- Earn rewards and credit that can help reduce the overall cost of traveling
- Earn miles that can help you get cheaper flights and/or upgrade class
- Provides additional discounts on booking hotels, rental cars, and other categories
- Offer travel protection and insurance
- Mostly does not charge a foreign transaction fee when used abroad
- May provide access to first-class/business-class airport lounges
Cons
- Some credit cards with high travel benefits charge hefty annual fees
- Most travel credit cards require a higher credit score
- Some cards may charge high variable APR
- Cards other than Visa and MasterCard may not be acceptable in many places abroad
- Redeeming miles and credits can be complicated and have various terms and conditions
How to Choose a Travel Credit Card?
There are a few things to consider when choosing the best student travel credit card and they are listed below.
- Opt for either a Mastercard or a Visa as they have wider acceptability
- Consider a card that has lower fees like zero annual and foreign transaction fee
- Compare lenders and look for high rewards, discounts, and a good signup bonus
- Look for cards offering travel insurance
- Identify your travel needs and choose the card that will best satisfy those needs
- Consider choosing a card with the lower variable APR
Can Students Qualify For Travel Credit Cards?
Qualification criteria for credit cards vary from one lender to another. There are, however, some general eligibility requirements that you must meet as a student to qualify for most travel credit cards.
General eligibility for student travel credit cards:
- Must be a U.S. citizen or permanent resident
- Must be at least 18 years old
- If under 21, an income source such as a part-time job, scholarship, or grant
- Must have a Social Security number
- Must provide proof of income which can include a part-time job or monthly allowance from parents if you are under 21
- Must be currently enrolled in college for student-specific credit cards with travel rewards
FAQs
Is there such a thing as a travel credit card?
Yes, there are travel credit cards that are designed to increase convenience while traveling abroad. They help save money traveling by offering miles, credits, and various travel-related discounts.
Do college students get travel discounts?
Yes, there are many credit cards that students can use to avail of travel discounts. Capital One Quicksilver Student Cash Rewards is a great student card that is also travel-friendly offering discounts on hotels and benefits like complimentary concierge service, travel accident insurance, and travel assistance services.
Other great cards with travel discounts that can be used by students who are traveling include Delta SkyMiles® Blue, Bank of America® Travel Rewards, Discover it® Miles, and Capital One® VentureOne Rewards.
What is the best travel credit card for a college student?
Depending on your individual needs, there are several cards that may be a perfect fit. For students, the Bank of America Travel Rewards is a great credit card overall. If you are a student with an established credit history, then you can even look at the Chase Preferred or Delta SkyMiles which offer amazing travel rewards.
Can foreign students get a credit card in U.S.?
Yes, foreign students can get a U.S. credit card provided they have the necessary documents and meet the issuing bank’s criteria for eligibility.
Is it hard to get approved for a travel credit card?
Travel cards that offer more luxurious and high-rewarding benefits mostly require a credit score of above 670. For many people, this minimum credit limit may make it hard to get approved for a travel credit card.
If you have poor credit and are looking for a card that you can use abroad with some basic travel benefits, then you can opt for the student cards by Discover it and Capital One. However, they might not offer the bigger travel benefits that other cards do.
What is the easiest travel credit card to get?
For students, not having a good credit score is the most common barrier to getting a great travel credit card. Look for cards that allow fair credit or a cosigner as they are easier to get. You can also opt for student credit cards that come with a few basic travel benefits like Capital One Quicksilver Student Cash Rewards. However, if you want to avail the biggest discounts and travel benefits, then you will need a good credit score of at least 670 for easy approval.
Can you get a travel credit card with low income?
Yes, you can get a travel credit card with low income. Some student travel credit cards are designed to be accessible to people of all incomes, allowing everyone to take advantage of the great rewards and exclusive discounts available for travelers.
Can I get a travel credit card with 650 credit score?
Travel credit cards require a credit score that is of good standing at least. This requires you to have a credit score of greater than 650. However, credit card issuers have a long list of eligibility criteria and they base their final decision on multiple factors. It’s best to get pre-approved for one with an issuer or contact customer service to find out if you are able to qualify.
Can I get a travel card instantly?
Most card lenders now have an online application process that takes a few minutes to complete and submit. Through the online application process, you can get a decision almost instantly if your application was a straightforward one. If there are a few things that may require further verification, then the processing time of your application may be extended.
However, keep in mind that even though you can get instant approval with many credit cards, it may take up to 10 business days for the card to reach you by mail. Some lenders offer online applications that you can register on and use right after approval to pay for things even before you actually get the card.
How do I keep my points and miles from expiring?
Miles and points earned from travel credit cards generally do not expire as long as your card is active. Keep using it at least once in a few months. Most credit card issuers may close your account if it hasn’t been used for a year. Some even cease your account after six months of inactivity.
Which travel credit card is most accepted worldwide?
Visa or Mastercard payment networks are widely accepted worldwide.
What are the best student credit cards with no foreign transaction fees?
There are many student credit cards with no foreign transaction fee. All student cards mentioned in the list given including Discover it® Student Chrome, Discover it® Student Cash Back, and Quicksilver Student Cash Rewards by Capital One do not charge any foreign transaction fees.
What Makes a Credit Card Good For Travel?
Good travel credit cards help reduce the overall cost of traveling through travel-related discounts that can help students save money. Good travel cards may include the following discounts and benefits:
- Visa or MasterCard payment networks
- Airport lounge access
- Free baggage check
- Travel credits and miles
- Miles earned do not expire
- Bonuses and discounts on travel purchases like hotels, car rentals, taxis, etc.
- Airline discounts
- Accident and emergency insurance
- No foreign transaction fee
- Complimentary concierge service
- Travel accident insurance
- Travel assistance services