9 Best Student Travel Credit Cards of This Month

When it comes to specialized student travel cards, there are multiple choices to consider. There are other cards too that have good travel rewards like the Discover it student cards and the Quicksilver Cash Rewards card by CapitalOne. We have compiled a list containing the best of both categories.

The following are the best student cards for travel.

Lender	Scholaroo rating	APR Rates %	Minimum Credit Score
Bank of America® Travel Rewards Best Travel Card for Students Visit website	5/5	17.74-27.74	670
Bank of America® Customized Cash Rewards Good for Customization Visit website	4.8/5	17.74-27.74	750
Discover it® Miles Good Year End Miles Match Visit website	4.8/5	16.74-27.74	670
Delta SkyMiles® Blue Best Choice For Frequent Flyers Visit website	4.9/5	20.49-29.49	670
Chase Sapphire Preferred® Easy Points on Travel & Dining Visit website	4.7/5	20.49-27.49	690
Capital One® VentureOne Rewards Easy to Redeem All Points Visit website	4.6/5	19.74-29.74	700
Discover it® Student Chrome Best For No or Low Credit Visit website	4.6/5	17.74-26.74	Not Required
Discover it® Student Cash Back Great for Cash Rewards Visit website	4.6/5	17.74-26.74	Not Required
Capital One Quicksilver Student Cash Rewards Easy Application & Approval Visit website	4.5/5	19.74-29.74	640

Lender

Bank of America® Travel Rewards

Best Travel Card for Students

Scholaroo rating

5/5

APR Rates %

17.74-27.74

Minimum Credit Score

670

Visit website

Lender

Bank of America® Customized Cash Rewards

Good for Customization

Scholaroo rating

4.8/5

APR Rates %

17.74-27.74

Minimum Credit Score

750

Visit website

Lender

Discover it® Miles

Good Year End Miles Match

Scholaroo rating

4.8/5

APR Rates %

16.74-27.74

Minimum Credit Score

670

Visit website

Lender

Delta SkyMiles® Blue

Best Choice For Frequent Flyers

Scholaroo rating

4.9/5

APR Rates %

20.49-29.49

Minimum Credit Score

670

Visit website

Lender

Chase Sapphire Preferred®

Easy Points on Travel & Dining

Scholaroo rating

4.7/5

APR Rates %

20.49-27.49

Minimum Credit Score

690

Visit website

Lender

Capital One® VentureOne Rewards

Easy to Redeem All Points

Scholaroo rating

4.6/5

APR Rates %

19.74-29.74

Minimum Credit Score

700

Visit website

Lender

Discover it® Student Chrome

Best For No or Low Credit

Scholaroo rating

4.6/5

APR Rates %

17.74-26.74

Minimum Credit Score

Not Required

Visit website

Lender

Discover it® Student Cash Back

Great for Cash Rewards

Scholaroo rating

4.6/5

APR Rates %

17.74-26.74

Minimum Credit Score

Not Required

Visit website

Lender

Capital One Quicksilver Student Cash Rewards

Easy Application & Approval

Scholaroo rating

4.5/5

APR Rates %

19.74-29.74

Minimum Credit Score

640

Visit website

One student credit card that is packed with great features is the Bank of America Travel Rewards Credit Card. It has no annual fee and a generous rewards program, this card is designed to make it easier for student travelers to manage their finances and save money.

1. With no annual fee, students can maximize their savings and travel with ease.
2. The card has a good rewards program. You are able to earn 1.5 points for every $1 spent on purchases and double points on eligible travel-related purchases. The points earned can be redeemed for cash back, gift cards, merchandise, and travel purchases.
3. You are always protected from unauthorized charges with the card’s zero liability protection feature.
4. They have 24/7 customer service, lost or stolen card replacement, car rental discounts, and access to exclusive offers and experiences.
5. You can customize payments with flexible payment options. This way you can make payments on your own schedule.

All these features make the Bank of America Travel Rewards a great choice for students and travelers, you can save money and enjoy new experiences.

The Bank of America Customized Cash rewards lets you choose the reward category you like. And if you are a frequent traveler you can choose travel as your category to earn perks and rewards.

1. With this card you can get up to 2% cashback on purchases, with 1% on all other purchases and an additional 1% when you pay at least the minimum balance due each month.
2. There is no annual fee helping you save additional costs.
3. You have complete liability and fraud protection
4. You can choose flexible payment options and manage your finances efficiently.
5. You are offered travel experiences, car rental discounts, and 24/7 customer service.

These two cards are a great option for student travelers looking to save money and maximize their rewards. But if you are looking for student credit cards that have other benefits and features apart from travel we have reviewed the 3 student credit cards that you can use for travel along with daily purchases.

When you are a frequent traveler and have a good credit score you should explore the Discover it® Miles credit card. This is designed to make travel easier and more affordable. It has no annual fee and no foreign transaction fees and upto 3% cash back. Here are its key features:

1. Up to 3% Cashback: You can get up to 3% cashback on all purchases and redeem these rewards for airfare, hotels, rental cars, and more.
2. Year-End Miles Match: This card will match all of the miles you’ve earned at the end of your first year automatically.
3. Extended Warranty: You can avail one additional year of warranty coverage for eligible items purchased with the card.
4. Purchase Protection: You get comprehensive protection from damage or theft on eligible items purchased with the card for up to 90 days from purchase.
5. Return Protection: You can receive up to $500 per item and a maximum of $1,000 per calendar year for eligible purchases made with the card that retailers won’t accept as returns.
6. Mobile App: You can easily track your spending with the mobile app and manage your account from anywhere.

For frequent flyers wanting to earn maximum benefits, The Delta SkyMiles® Blue American Express Card is a perfect choice. With this card, you can earn 2 miles per dollar spent on all eligible purchases at restaurants worldwide, rideshare services, and U.S. supermarkets. It has many benefits including:

1. Earn 2 Miles Per Dollar Spent: With this card, you get 2 miles per dollar spent on all eligible purchases at restaurants throughout the world, rideshare services, and US supermarkets.
2. 1 Mile Per Dollar Spent: You also earn 1 mile per dollar on all other eligible purchases.
   20,000 Miles Bonus: You can get a bonus of 20,000 miles when you spend $1,000 in the first three months of having your card.
3. Miles Don’t Expire: The miles on this card do not expire as long as your card is open.
   Exclusive Benefits and Discounts: You can enjoy exclusive benefits, discounts, and offers from Delta SkyMiles® partners.

A popular choice amongst travelers is the Chase Sapphire Preferred® Credit Card. This card provides you 2X points on dining and travel and 1 point per dollar on all other purchases. Here are some of its key features:

1. 2X Points on Dining and Travel: You can get 2X points on dining and travel, so you can rack up points quickly.
2. 1 Point Per Dollar Spent: You will earn 1 point per dollar on all other eligible purchases.
3. No Foreign Transaction Fees: There are no foreign transaction fees
4. 25% More Value: You can get 25% more value when you redeem your points for travel through Chase Ultimate Rewards.
5. Discounts: You will enjoy exclusive benefits, discounts, and offers from Chase Sapphire Preferred® partners.

Another great card for rewards is the Capital One VentureOne Rewards credit card. If you have good credit and can qualify, it offers 1.25 miles per dollar spent on all purchases, and you can redeem your miles for travel, gift cards, and more. Here are the key features of this card:

1. 1.25 Miles per Dollar Spent: You can earn 1.25 miles per dollar spent on all purchases, allowing you to rack up rewards quickly.
2. Redeemable Rewards: It is easy to redeem your miles for travel, gift cards, and more.
3. No Annual Fee and No Foreign Transaction Fees: There are no foreign transaction or annual fees on this card, so you can use it abroad without worry of being charged extra
4. Intro APR on Balance Transfers: You get 0% intro APR on balance transfers within the first 12 months
5. Mobile App: Their mobile app is easy to use and you can track your spending and manage your account from anywhere with the app.

With the above featured credit cards, frequent travelers who have good credit scores can easily earn many benefits making their adventures more enjoyable & affordable.

If you are looking for a more student-focused card that can be used abroad then Discover it® Student Chrome is one to consider. It offers 1% cash back and many other great features listed below:

1. Cashback Match™: Students who use their card responsibly can qualify for a 25%-50% bonus when they redeem Cashback Match™ on eligible purchases.
2. 1% Cash Back on All Purchases: You can earn cash back on all purchases made with the card.
3. No Late Fees On Your First Late Payment: They don’t charge a late fee for the first late payment giving you a chance to manage your account properly.
4. Other features include 24/7 customer service, fraud protection, and mobile and online account management.

Discover it® Student Cash Back is a great choice for college students looking for rewards. The categories of rewards change every quarter giving you more benefits on your purchases nationally and internationally. Read below for detailed features:

1. Cashback Match™: This card also provides you a bonus of 25-50% on qualifying purchases.
2. 5% Cash Back on All Purchases: You can earn 5% cash back on all purchases made with the card up to a maximum of $1,500 per quarter.
3. No Penalty on First Late Payment: No penalty is charged on first late payment
4. They also have other features like fraud protection, 24/7 customer service, and online account management.

If you have a low credit score and are looking for a credit card with good rewards then the Capital One Quicksilver Student Cash Rewards is just right for you. This credit card offers a generous cash back rate – 1.5% on all purchases – plus a one-time $100 cash bonus after spending $500 in the first 3 months. Read on for detailed features below:

1. Cash Back: The Quicksilver Student Cash Rewards gives you a 1.5% cash back on all purchases, making it a great way to save money while you spend.
2. Sign-up Bonus: You can get a one-time $100 cash bonus after spending $500 in the first 3 months of account opening.
3. 0% Introductory APR: You can get a 0% Intro APR on purchases for the first 9 months of card membership
4. CreditWise: You have access to Capital One CreditWise, which is a free service allowing you to monitor your credit score and get personalized tips based on your current financial situation.

Travel credit cards offer various travel-related benefits. They are designed to help make traveling convenient and affordable. A few of the benefits these cards offer include travel protections, hotel discounts, car rental discounts, travel accident insurance, airport lounge access, complimentary concierge service, flying miles and credits, etc.

Travel credit cards do come with a lot of pros, however, there are a few cons attached too. Following are the pros and cons of these cards.

Pros

• Earn rewards and credit that can help reduce the overall cost of traveling
• Earn miles that can help you get cheaper flights and/or upgrade class
• Provides additional discounts on booking hotels, rental cars, and other categories
• Offer travel protection and insurance
• Mostly does not charge a foreign transaction fee when used abroad
• May provide access to first-class/business-class airport lounges

Cons

• Some credit cards with high travel benefits charge hefty annual fees
• Most travel credit cards require a higher credit score
• Some cards may charge high variable APR
• Cards other than Visa and MasterCard may not be acceptable in many places abroad
• Redeeming miles and credits can be complicated and have various terms and conditions

There are a few things to consider when choosing the best student travel credit card and they are listed below.

• Opt for either a Mastercard or a Visa as they have wider acceptability
• Consider a card that has lower fees like zero annual and foreign transaction fee
• Compare lenders and look for high rewards, discounts, and a good signup bonus
• Look for cards offering travel insurance
• Identify your travel needs and choose the card that will best satisfy those needs
• Consider choosing a card with the lower variable APR

Qualification criteria for credit cards vary from one lender to another. There are, however, some general eligibility requirements that you must meet as a student to qualify for most travel credit cards.

General eligibility for student travel credit cards:

• Must be a U.S. citizen or permanent resident
• Must be at least 18 years old
• If under 21, an income source such as a part-time job, scholarship, or grant
• Must have a Social Security number
• Must provide proof of income which can include a part-time job or monthly allowance from parents if you are under 21
• Must be currently enrolled in college for student-specific credit cards with travel rewards