10 Best Travel Credit Cards with No Annual Fee

Bank of America® Travel Rewards Credit Card charges no annual fee and helps make travel more affordable and convenient. It awards unlimited 1.5 points against every dollar spent on purchases everywhere. You can claim these points as statement credit to pay for all travel-related purchases like airline tickets, hotels, car rentals, baggage fees, and also at restaurants locally and internationally.

There is also no foreign transaction fee and the Visa payment network is accepted by retailers worldwide making Bank of America® Travel Rewards a travel-friendly card. You also earn 25,000 online bonus points on spending at least $1,000 in the first quarter of your account opening. This bonus can be redeemed for a $250 statement credit that can be used for travel and dining purchases. There is also a low introductory APR offer where the card charges a 0% interest rate on purchases and transfers for the first 15 billing cycles.

Overall, it is a great and budget-friendly travel card for those who do not want to pay an annual fee and other unnecessary fees. However, there is a late payment fee of up to $40 associated with the card.

The Bank of America® Travel Rewards Credit Card for Students has no annual fees and no foreign transaction fees, making it a good option for students. It doesn’t require a good credit score to qualify and online pre-approval only takes a few minutes.

The card offers a 0% intro APR on purchases for the first 18 months and for six months on balance transfers. Thereafter, an APR of 17.99% to 27.99% and a balance transfer fee of 3% on each transaction will apply.

This card offers good rewards, especially for travel. It comes with 25,000 online bonus points if you make purchases of at least $1,000 within the first 90 days of opening your account. You can use this as a $250 statement credit towards credit purchases.

In addition to this, you also get unlimited 1.5 points for every $1 you spend on all purchases. Rewards that you earn don’t expire.

The Capital One Journey Student credit card is an option for international students without an SSN and the card comes with 1% cash back on all purchases. There is no annual fee and no foreign transaction fee, but the card comes with a high APR of 29.99%.

You can choose a monthly due date that works for you and earn up to $500 annually by referring friends and family when they’re approved for a Capital One credit card.

You can be automatically considered for a credit limit increase on your card after six months of on-time payments.

This no-annual-fee travel card offers rewards in miles that can be used to pay for flights and other travel purchases. You can earn 2X Miles at U.S. restaurants, 2X Miles on Delta Purchases, and unlimited 1X miles on all other purchases through the Delta SkyMiles® Blue. New card members can earn 10,000 bonus miles on spending $1000 during the first 6 months. There is also car rental loss and damage insurance offered to travelers on this card. Moreover, there is 20% cash back on in-flight purchases of food and beverages.

Delta SkyMiles® Blue owners who travel more than 100 miles from home can access the Global Assist® Hotline for 24/7 emergency assistance and coordination services, like medical and legal referrals, emergency cash wires, and missing luggage assistance. There is also no foreign transaction fee associated with the card.

Delta SkyMiles® Blue American Express Card does have a penalty for late or returned payments. It charges up to $40 as a penalty fee in both cases so it would be best not to make any late payments.

Wells Fargo Active Cash Visa® Card is a great option for cardholders looking for cash back on everyday spending. It offers unlimited 2% cash back on all purchases and cash rewards don’t expire as long as your account remains open.

With this card you can also enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge

The card comes with a 0% APR on purchases for the first 15 months and 0% APR on qualifying balance transfers for the first 15 months. You also get a $200 cash rewards bonus when you spend at least $500 on purchases in the first three months.

The Wells Fargo Active Cash Visa® Card also comes with added benefits like up to $600 in mobile phone protection against theft or damage when you pay your monthly mobile bill with your card. There is no annual fee, but there is a 3% foreign transaction fee.

The U.S. Bank Altitude® Go Visa® Secured Card is ideal for students who want to make the most out of their rewards. You can earn up to four points for every dollar spent on dining, restaurant delivery, and takeout, and points on all other eligible purchases.

The card has no annual fee and comes with a 29.24% variable APR. It has high earning rates in areas where students commonly spend, including a $15 annual credit for streaming purchases.

A great benefits is that you earn 20,000 bonus points after spending $1,000 in purchases in the first 90 days.

Discover it® Miles is also a travel credit card that does not charge an annual fee. There is also no foreign transaction fee associated with the card. You can earn unlimited 1.5x Miles on every dollar of every purchase and the miles can be redeemed as cash or as travel credit for airfare, hotel stays, rideshares, gas stations, restaurants, and other travel-related purchases.

Discover it® offers to match all the rewards earned in the first year of account opening on most of its cards. This offer doubles the miles earned during the first year. There is also a 0% intro APR offer for 15 months.

However, traveling internationally with Discover it® Miles might not be convenient as the payment network it uses has limited acceptance abroad. This may result in your card being declined when you try and pay for purchases outside America. This card also charges a late fee of up to $41 on late and returned payments; however, the first late payment is exempted.

The Capital One VentureOne Rewards credit card is a good option if you’re not a heavy spender. The card has no annual fee and there are no foreign transaction fees.

The card offers various rewards and redemption is very flexible. The card comes with an APR between 19.99% and 29.99% and an initial 0% intro APR on purchases and balance transfers for 15 months. After this, a 3% balance transfer fee applies.

The United Gateway℠ Card is a co-branded credit card offered by United Airlines in partnership with Chase. It’s designed for individuals who frequently travel with United Airlines and want to earn rewards and enjoy some travel benefits without paying an annual fee.

The card has no annual fee, no foreign transaction fee and you get 20,000 bonus miles when you sign up. You also earn two miles per $1 spent on United® purchases, at gas stations, and on local transit and commuting.

While this card doesn’t offer premium travel perks like lounge access or free checked bags (which are available with United’s more premium cards), it does provide travel accident insurance, which covers you in the event of certain accidents while traveling.

The JetBlue Card offered by Barclay is great for those who travel frequently via JetBlue. It offers many great travel rewards specific to the airlines with no annual fee. With this card, you can earn 3X points on eligible JetBlue purchases, 2X points at restaurants and grocery stores, and 1X on all other eligible purchases. There are also 10,000 bonus points offered on spending $1,000 on purchases in the first 90 days.

There is no foreign transaction fee and cardholders can save 50% on eligible in-flight purchases on JetBlue-operated flights. The points can be redeemed for any seat of choice on the plane and to pay for flight tickets. JetBlue Card comes with a low intro APR offer charging 0% interest for the first 12 billing cycles on balance transfers. The Mastercard payment network also makes it easy to pay for purchases internationally due to its worldwide acceptance.